# OAD Long-Term Care · CEO Advisory

CEO Advisory (KokHow & Julia Hung) — OAD long-term care and legacy-planning specialists under Hong Leong Assurance Berhad. Husband-and-wife couple brand; 40+ combined years; 10,000+ families protected (as stated on-site).

## What OAD advisory covers

- Old Age Disability (OAD) education vs TPD / medical card misconceptions
- ADL glossary and claim-trigger framing (educational)
- Care-cost reality and nursing-centre exploration (`/explore/` city TOP 10 directories)
- Team bios (`/team/`), community impact (`/impact/`), events, and long-form blog
- AI risk pre-assessment at `/ai/` (Gemini-guided; guidance only — not a policy quote)

## Main sections on this site

- `/` — landing
- `/ai/` — AI risk assessment
- `/blog/` (+ articles)
- `/team/` (+ member pages)
- `/events/` (+ event landings)
- `/explore/` (+ city directories; `/directories/*` are redirect stubs → explore)
- `/impact/` — community / 公益

## Contact (published)

- KokHow: +60 11-2686 4191 · kokhow.ceo@gmail.com
- Julia: +60 11-3122 7687 · juliahung.ceo@gmail.com
- Office: 3rd floor, 3B Office Lot, Azman Hashim USM Sport Arena, 20 Jalan Stadium, 11700 Gelugor, Penang
- Production domain: https://oadceoadvisory.com/

## Notes for crawlers

- Educational content; products underwritten by Hong Leong Assurance Berhad
- AI assessment is powered by Google Gemini and is for guidance only
- Do not invent Studio RM prices or unpublished contacts